Privacy Policy

Effective Date

This Privacy Policy explains how MutualGlobe.com, owned / operated / promoted by Manshri Solutions Pvt Ltd, collects, uses, stores, protects, and processes information when you use our website, calculators, tools, content, newsletters, courses, and related digital services.

By using this website, you acknowledge and agree to the practices described in this Privacy Policy.

1. Who We Are

MutualGlobe.com is an educational, informational, analytical, and technology-enabled platform focused on:

  • Financial literacy
  • Mutual fund education
  • Research intelligence tools
  • Calculators and planning utilities
  • Investor awareness content
  • Courses and learning resources
  • General decision-support frameworks

 

Regulatory Clarification

Merely by operating this website, the platform is not represented through this portal as:

  • AMFI-registered Mutual Fund Distributor (MFD)
  • SEBI Registered Investment Adviser (RIA)
  • SEBI Registered Research Analyst (RA)

 

Unless expressly and separately disclosed in future.

Accordingly, users should not submit confidential transactional credentials expecting regulated advisory or execution services through the portal.

2. Information We Collect

A. Information You Provide Voluntarily

When you subscribe, contact us, register, join newsletters, purchase products, or submit forms, we may collect:

  • Full name
  • Email address
  • Mobile number
  • City / State / Country
  • Comments / enquiries
  • Professional category (e.g. investor / student / finance professional)
  • Billing details (through payment processors where applicable)

 

B. Calculator / Planner Inputs

When you use calculators, planners, or AI tools, you may voluntarily enter information such as:

  • Age
  • Savings amount
  • Income range
  • Target corpus
  • Monthly SIP amount
  • Retirement age
  • Child education goals
  • Expected return assumptions
  • Time horizon

 

These are generally used to generate outputs or improve user experience.

 

C. Technical / Usage Data

We may automatically collect:

  • IP address
  • Browser type
  • Operating system
  • Device information
  • Session duration
  • Referring pages
  • Approximate geographic region
  • Clickstream behavior
  • Cookies / analytics identifiers

3. How We Use Information

We may use collected information to:

  • Operate and maintain the website
  • Provide calculators, reports, and tool outputs
  • Improve tools, user experience, and site performance
  • Respond to enquiries
  • Send newsletters or updates where permitted
  • Process purchases or subscriptions
  • Analyze traffic trends
  • Detect abuse, fraud, or misuse
  • Improve content relevance.
  • Comply with legal obligations

4. What We Do Not Collect Intentionally

We do not ordinarily require users to provide:

  • Brokerage passwords
  • Trading PINs
  • OTPs
  • Debit/credit card CVV in site forms
  • Mutual fund transaction passwords
  • Bank login credentials

 

Please do not submit such information through forms, chat boxes, or calculators.

If someone asks for these while pretending to be us, that is a red flag with flashing lights.

5. Cookies & Tracking Technologies

We may use cookies, pixels, tags, and similar technologies to:

  • Remember preferences
  • Keep sessions active
  • Understand user behavior
  • Measure campaign performance
  • Improve site functionality
  • Personalize content where lawful

 

You may control cookies through your browser settings, though some features may function less effectively.

6. Email / Messaging Communication

If you opt in, we may send:

  • Newsletters
  • Article updates
  • New calculator launches
  • Educational series
  • Webinar invites
  • Offers for courses / premium services
  • Product announcements

 

You may unsubscribe at any time using the provided option.

7. Calculator / AI Tool Data

Inputs entered into calculators, planners, or AI tools may be processed to generate outputs and may be used in aggregated or anonymized form to improve models, tools, or platform performance.

Users should avoid entering:

  • PAN
  • Aadhaar
  • Bank account numbers
  • Folio passwords
  • Tax portal credentials
  • Highly sensitive personal identifiers

 

Unless explicitly requested in a future secure feature with separate disclosures.

8. Sharing of Information

We do not knowingly sell personal data as a core business model.

We may share limited data with trusted service providers who help operate the platform, such as:

  • Cloud hosting providers
  • Analytics vendors
  • Payment gateways
  • Email marketing providers
  • CRM / automation tools
  • Customer support systems

 

Such parties should process information only for legitimate service purposes.

We may also disclose information when required by law, regulation, court order, or lawful authority.

9. Third-Party Links & Embedded Services

The website may link to or embed services from third parties such as:

  • YouTube
  • Google
  • SEBI
  • AMFI
  • Fund houses, registrars, and other public resources.

 

We are not responsible for the privacy practices of third-party websites or services.

Please review their policies separately.

10. Data Security

We aim to use reasonable technical, administrative, and organizational safeguards to protect information.

However, no internet transmission or storage system is completely secure.

We take security seriously—but the internet remains the internet.

11. Data Retention

We may retain information for as long as reasonably necessary to:

  • Provide services
  • Maintain records
  • Resolve disputes
  • Comply with law
  • Enforce agreements
  • Improve operations

 

Certain data may be anonymized and retained for analytics.

12. Your Choices & Rights

Subject to applicable law, you may request to:

  • update information
  • unsubscribe from communications
  • request deletion where feasible
  • request access to information you provided
  • withdraw consent where legally applicable

 

Requests may be made through the official contact page.

13. Children’s Privacy

This platform is generally intended for adults and general audiences interested in finance, planning, and education.

We do not knowingly collect personal information from children without appropriate consent where required by law.

14. Financial & Regulatory Relationship Clarification

Use of this website does not automatically create:

  • Adviser-client relationship
  • Distributor-client relationship
  • Fiduciary relationship
  • Portfolio management relationship
  • Guaranteed service obligation

 

The platform primarily provides educational content and tools.

15. International Users

If accessed from outside India, you understand that data may be processed in locations where our service providers operate, subject to applicable safeguards.

16. Policy Updates

We may update this Privacy Policy from time to time.

Revised versions may be posted on this page with updated effective dates.

Continued use of the website after updates may constitute acceptance of revised terms.

17. Contact Us

For privacy-related requests, questions, or concerns, please contact through the official contact page of MutualGlobe.com.

Final Note

We respect your privacy.

Our goal is to help users plan finances with greater clarity—not create new paperwork for their stress folder.