Disclaimer & Legal Disclosure

1. General Disclaimer

Welcome to MutualGlobe.com, a digital platform owned and operated by Manshri Solutions Pvt Ltd.

By accessing or using this website, you acknowledge that you have read, understood, and agreed to this Disclaimer and related website policies.

Mutual Globe is an educational, informational, analytical, and technology-enabled platform created to promote financial literacy, simplify financial planning concepts, and provide general awareness content regarding investments, mutual funds, savings behaviour, and long-term wealth creation.

2. Strict Regulatory Clarification

To maintain full transparency, we expressly clarify that merely by operating this portal:

MutualGlobe.com / Manshri Solutions Pvt Ltd are not represented through this website as:

  • An AMFI-registered Mutual Fund Distributor (MFD)
  • A SEBI Registered Investment Adviser (RIA)
  • A SEBI Registered Research Analyst (RA)
  • A Portfolio Manager
  • A Stock Broker
  • A Depository Participant

 

Unless specifically and separately disclosed in future under applicable law.

Therefore:

This website should not be interpreted as offering regulated distribution, personalized advisory, or licensed research analyst services.

3. No Investment Advice

All material available on this website, including but not limited to:

  • Articles
  • Blogs
  • Videos
  • Webinars
  • Newsletters
  • Research summaries
  • Fund comparisons
  • Rankings
  • Calculators
  • Planning tools
  • AI-generated outputs
  • Charts / ratios / scorecards
  • Educational reports

 

is provided solely for general educational and informational purposes.

Nothing on this website constitutes:

❌ Personalized investment advice
❌ Buy / Sell / Hold recommendation
❌ Offer or solicitation to invest
❌ Portfolio allocation advice
❌ Tax advice
❌ Legal advice
❌ Guaranteed wealth strategy
❌ Assurance of returns

Users should consult appropriately qualified and licensed professionals before taking any financial or investment decision.

4. Nature of Research Content

Any fund analysis, rankings, scorecards, screeners, historical return comparisons, or commentary published on the website may be based on:

  • Publicly available data
  • Historical information
  • Mathematical models
  • Internally developed educational frameworks
  • Standard financial ratios
  • Category comparisons

 

Such content is illustrative and educational, and should not be treated as research reports or recommendations under applicable regulations.

Past performance is not indicative of future results.

5. Mutual Fund Risk Warning

Mutual fund investments are subject to market risks. Please read all scheme-related documents carefully before investing.

Investment values may rise or fall depending on:

  • Market volatility
  • Interest rates
  • Economic conditions
  • Geopolitical events
  • Fund management decisions
  • Liquidity factors
  • Taxation changes

 

Neither MutualGlobe.com nor Manshri Solutions Pvt Ltd guarantees safety of capital or future returns.

6. Calculator / Planner Disclaimer

All calculators, planners, projections, and goal tools are simplified estimation tools.

These may use assumed inputs such as:

  • Expected return rate
  • Inflation rate
  • Contribution amount
  • Time horizon
  • Retirement age
  • Education cost growth
  • Withdrawal rate

 

Actual results may differ materially.

These tools are intended to aid planning discipline—not to predict the future with supernatural accuracy.

7. AI & Automation Disclaimer

Any AI assistant, chatbot, planner, or automated content on this website may occasionally produce generalized, incomplete, outdated, or inaccurate responses.

Users must independently evaluate all outputs before relying on them.

Artificial intelligence can be useful. It is not yet your family elder.

8. Accuracy of Data

While reasonable efforts may be made to ensure accuracy, completeness, and timeliness, we do not warrant that all information on the website will always be error-free or current.

Some data may be sourced from:

  • Asset Management Companies (AMCs)
  • Public databases
  • Registrars
  • Regulatory releases
  • Third-party providers

 

Users should independently verify critical information from official sources such as AMCs, SEBI, AMFI, exchanges, or authorized entities.

9. Sponsored / Commercial Content

From time to time, the platform may publish:

  • Advertisements
  • Sponsored educational content
  • Affiliate links
  • Commercial collaborations
  • Branded campaigns

 

Where reasonably applicable, such content may be identified separately.

Users should exercise independent judgment.

10. Third-Party Links

This website may contain links or references to third-party websites, platforms, products, or services.

We are not responsible for their:

  • Content
  • Privacy practices
  • Accuracy
  • Availability
  • Terms
  • Conduct

 

Use of third-party services is at the user’s discretion.

11. User Responsibility

By using this website, you agree that you are solely responsible for:

  • Independent verification of information
  • Suitability assessment
  • Risk evaluation
  • Consulting licensed professionals
  • Compliance with laws
  • Final financial decisions
 

Your portfolio remains your responsibility

12. Limitation of Liability

To the maximum extent permitted by law, MutualGlobe.com, Manshri Solutions Pvt Ltd, their promoters, directors, employees, associates, contributors, and partners shall not be liable for any direct, indirect, incidental, consequential, or financial loss arising from:

  • Reliance on website content
  • Use of calculators
  • Use of AI outputs
  • Use of planning tools
  • Data inaccuracies
  • Inability to access the website
  • Delays or outages
  • User decisions after reading content

 

If markets surprise you, they probably surprised many others too.

13. Intellectual Property

Unless otherwise stated, all content, tools, frameworks, branding, graphics, reports, videos, and materials on this website are intellectual property of MutualGlobe.com / Manshri Solutions Pvt Ltd.

Unauthorized copying, reproduction, resale, scraping, or commercial use is prohibited without written permission.

14. Changes to Disclaimer

This Disclaimer may be revised, updated, or modified at any time without prior notice.

Users are encouraged to review it periodically.

15. Jurisdiction

Any dispute arising from use of this website shall be subject to applicable laws of India and jurisdiction of competent courts in Noida / relevant jurisdiction as applicable.

16. Contact

For official communication or clarification, please contact through the official contact page of MutualGlobe.com.

Final Note

Mutual Globe aims to promote awareness, learning, and planning discipline.

We provide information, tools, and frameworks.

Judgment, patience, and final decisions remain with you.