Section 17 – Behavioral Bias In Investment Decision Making

Behavioral Bias in Investment Decision Making An investor needs to make many decisions when it comes to investment, like – which asset class to invest in how to invest timing entry and exit reviewing and rebalancing portfolio These decisions must be taken by analysing – expected performance of the investment risk associated with the investment […]

Section 16 – Thumb Rules

The Thumb rule There are certain thumb rules in the world of investing. It gives a rough idea to an investor to ascertain the value of money after certain duration, proportion of investment in debt/ equity and many other things. rule of   15 * 15 * 15 – The Crorepati Formula of Mutual Fund investments: […]

Section 15 – How Can Early Investing Make Our Life Easy

Early investing is a time proven way of wealth creation. It is a tool to achieve future financial goals smoothly. It gives sufficient time to investor to hold the investment and take benefit of compounding. Reasons to invest Early in your life It gives an investor sufficient time horizon to keep on investing. Suppose a […]

Section 14 – Direct Stock Market Investment vs Mutual Fund Investments

Investment is mutual fund is better or should I invest directly in stocks through the stock market. This dilemma often shakes up in mind of many investors. It is important to understand that every investment platform cannot be best suitable for every investor. Direct stock investment can be highly rewarding for investors having adequate exposure […]

Section 13 – Fixed Deposit vs Mutual Fund Investments

Investors have different requirements, goals and risk appetite. Before investing, every investor must analyze their aim of investing, Risk bearing capacity, understanding about the financial market &products and their own financial status. Fixed deposits or mutual funds both have their advantages and limitations. Understanding the difference between mutual funds and fixed deposits will help an […]

Section 12 – Recurring Deposit vs SIP Investment In Mutual Funds

Recurring Deposit (RD) and Systematic Investment plan (SIP)both are periodical investment of a certain fixed amount at fixed intervals. Investors sometime get confused to differentiate between the two investment routes. Which one is better investment option SIP or RD? To make prudent investment decision, investors should clearly understand the distinctions between SIP and RD. A […]

Section 11 – SIP (Systematic Investment Plan)

What is SIP SIP, a short name of Systematic Investment Plan, is a mode of investment in Mutual Funds. Investors can invest a predetermined amount in Mutual Fund schemes at regular intervals instead of making a lump-sum investment. It is considered as an alternative of traditional investment practices like RD investments in bank or lump […]

Section 10 – How You Can Operate Your Mutual Fund Investments

Investment Subscriptions Once you have created an account online or filled up the subscription application form for investing in a mutual fund scheme of your choice, you need to submit the application form online or offline as the case may be. The payment for investment can be made online in case of online submission or […]

Section 9 – How You Can Start Investing In Mutual Funds

How you can start investing in Mutual Funds All investors can invest in any scheme barring a few schemes wherein only specified types of investors can make investment. For example, some Gilt schemes have specified that only PF Trust, Superannuation, Gratuity or Pension Funds, Religious and Charitable Trusts can invest. Fresh purchase of units in a scheme can […]

Section 8 – How To Select A Suitable Mutual Fund Scheme For Investment

How to select a suitable Mutual Fund Scheme for investment A big variety of schemes are available in the mutual funds space. Every scheme has their own merits and limitations. There are many investment classes like Equity, Debt, Hybrid, Solution oriented etc. are available. Every asset class has different scheme categories and every scheme category […]