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Mutual fund blog

SIP Vs lump sum investment – A comparison

Difference between lump sum investment and SIP investment Comparison on returns -SIP Vs Lump sum investment Taxation aspect – SIP Vs Lump sum investments Best approach of investment in mutual funds We

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What is risk in Debt Funds?

Generic Risks The value of debt securities changes because of changes in yield in the market. The interest rates are affected by many factors including the policies of Government and RBI. These are not easy to predict. Wrong judgment about the movement

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What is risk in Equity Funds?

Generic Risks Equity markets reflect the economy of the country in the long run. However, in short run, sometimes, share markets get over-optimistic or over-pessimistic and may rise or fall even if economy presents a different

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What is Nomination?

Investors can make nomination to have clarity as to who will be entitled to the withdrawal of Mutual fund balance in any unfortunate event of the death of investor. Nomination can be made in

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Mutual fund blog

What is Investment Procedure?

1. Allotment of Units– Units in an NFO are issued at face value i.e. Rs 10. In subsequent investments, investment amount divided by the sale price would be the number of units, the investor gets. In case transaction

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Mutual fund blog

What is additional requirements for Institutional Investors?

1. Institutional investors are required to submit some additional documents towards proof of eligibility to make investment in mutual fund. Such documents are Memorandum of Association, Articles of association, Trust Deed or a certificate issued by appropriate authority

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Mutual fund blog

What is exemption of PAN for making Investments ?

It is mandatory to give Permanent Account Number (PAN) to make investments in Mutual Fund. Exception are given to individuals, minors, sole proprietary firms and NRI if their investments, including Micro Sip, does not exceed Rs 50,000 in

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Mutual fund blog

Who can invest in Mutual Fund?

Individual Investor: Individual investors can be classified as – Resident Indian Adult  Individual –An Indian Citizen, above the age of 18 years, is eligible to invest individually or jointly in a mutual fund scheme. Maximum

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Mutual fund blog

Total Expense Ratio (TER)

The total expense of the scheme will be within the limits as specified. An additional TER (Total Expense Ratio) up to 30 basis points can be charged on daily net assets of the scheme 

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What are Charges and Loads?

When sale price is higher than NAV, the difference between sale price and NAV is called “Entry Load”. When Repurchase price is lower than the NAV, the difference between Repurchase Price and NAV

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